WEST PALM BEACH
1274 N. MILITARY TRAIL
WEST PALM BEACH, FL 33409
(561) 683-2230
LAKE WORTH
3958 LAKE WORTH ROAD
LAKE WORTH, FL 33461
(561) 432-6630
Discount Insurance Rates
Commercial, Business, Trucking, Homeowners, Auto
Equine / Estate Home Farm Insurance
Equine Mortality
This policy covers the horse if death occurs due to an accident, illness, disease, injury, or humane destruction where the vet can certify that the animal’s condition is incurable and so excessive that immediate destruction was necessary for humane reasons. The company will pay the amount insured or the current market value (which ever is less) of the horse prior to the sickness or injury that caused the death. We can insure the horse for the purchase price within the first year of ownership. If a higher value is requested please supply us with a show record or provide a letter stating how much you have paid for training fees (this does not include board, farrier or veterinary fees) to justify any increase. You must have a Mortality/Theft policy in order to be eligible to receive Major Medical, Surgical, Loss of Use, Stallion Infertility, and/or Air Transit coverage’s. All pre-existing and congenital conditions are not covered. We can write new business on any horses aged 24 hours old through age 15. Renewal policies will be offered through age 20, however the rates will increase each year on most horses over the age of 14. A vet exam is required for all horses over $50,000.00 in value, on new and renewal business. We will accept values up to $50,000.00 without a veterinary certificate as long as the horse has not been seen by a veterinarian for other then routine care. Please keep in mind if you have a foal we will require a vet exam if the foal is under 3 months of age. To insure a foal it must be at least 24 hours old. If it is a newborn we will need the results of the IGG test. In all other cases, we only require that you sign the statement of condition, which states that the horse has not been seen by a veterinarian for other then routine care.
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